Financial wellness is the key to family security, a sense of well being, and very importantly mission readiness. Everyone would do well to formulate a personal financial plan. Our quality of life depends upon how well we manage our resources. Given the same amount of income, one family unit will enjoy a higher lifestyle than a similar family unit.
This observation is not based on appearances of what they have. This is usually a temporary affair with consumerism. One of our major concerns is the use of predatory lenders. They are targeting young military families, entrapping them in lending schemes that ultimately strip them of their hard-earned pay. Unfortunately one in five active-duty military personnel were payday borrowers in 2006. Predatory payday lending costs these military families over $80 million in abusive lending fees every year.
The PFM program is committed to educating members and their families on the importance of engaging in and managing their personal financial resources resulting in a more secure future. For more information, contact us to get the ball rolling!
Home Buying Workshop
Developed to give the First time buyer or those wanting to get a second home important tips on what you should know. Helps with finding the right home, selecting the right agent, financing and more.
Budgeting & Debt Reduction Workshop: If you can only attend one class, this
is it. Learn how to manage your money and get out of debt once and for all. Start young, start now to build a secure financial future by laying a good
solid financial foundation.
3 Steps to Financial Success
Hot! Hot! Hot! Learn the basics of
budgeting, reducing debt, saving and investing. Covers the investment
pyramid from foundation of emergency savings through low risk investments
such as money market funds to high risk investments such as day trading.
Well worth the time.
Couples encouraged to attend.
Car Buying Workshop
In this workshop, you can learn some tips & strategies on finding on finding deals. Vehicles are typically the first major ticket item most airmen
buy. Learn how to buy a car/truck that meets your needs. Save thousands of
dollars on the deal by educating yourself on the fine points of negotiation
and financing before you walk on the lot.Subjects covered are consumer protection, price & research, contracts and bargaining.
Funding Your Child's Higher Education Seminar
Topics include: understand the process, finding financial aid, detirmine expenses, selecting the school and preparing to attend
